Perfect Money is one of the old guard of offshore e-wallets. It has been around since 2007, lets you hold dollars, euros, bitcoin and even gold, and shows up mostly at casinos that serve players in Asia, the Middle East and other markets where the big European wallets are hard to get.
It does what it promises: fast transfers in and out of a casino, and a balance you control. What it does not give you is the safety net of a major regulator, and that deserves an honest look before you park your bankroll there.
Below are the casinos we have checked that take Perfect Money, followed by the practical side: fees, verification, vouchers and how to get money out again.
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Can you use Perfect Money at online casinos?
Yes. A number of international casinos accept Perfect Money for deposits and withdrawals. You pay from your Perfect Money balance and the casino credits it instantly, and winnings go back to the same wallet. The service is registered in Panama and is not licensed by a major financial regulator.
Perfect Money has been going since 2007, which makes it one of the veterans among offshore e-wallets. The company is registered in Panama, and the concept is as old school as the brand: open an account, load it, then pay merchants or send funds to other users from that balance.
Your account is split into separate sub wallets, one each for US dollars, euros, bitcoin and gold counted in grams. The gold option is a curiosity for most people. At a casino you will realistically only touch the dollar or euro balance.
Forex traders were early fans, and in gambling it turns up mainly at casinos serving players in Asia, the Middle East and other regions where the big European wallets are hard to get. It is off limits for anyone in the US, and several European countries restrict it too.
Nobody forces you to verify with Perfect Money. An email address is enough to open a Normal account and start moving money the same day, and plenty of users like it that way.
The price of skipping verification is paid on every outgoing transfer, because Normal accounts are charged a noticeably higher fee. Send in an ID document and a proof of address and you move up to Premium, where that fee is cut to a fraction. There is also a Partner level, which layers a referral scheme on top.
My view is simple. If Perfect Money is going to be your regular casino wallet, verify. The savings add up fast once you deposit more than now and then.
The deposit itself is quick and painless.
Please keep those extra security features on. With no chargebacks and no regulator behind the wallet, your password and codes are the only thing standing between your balance and someone else.
Most casinos that take Perfect Money deposits will also pay out to it, and once a withdrawal has been approved it arrives quickly.
Expect to prove who you are before the first withdrawal goes through. That applies whether you use Perfect Money or anything else, so get the documents sorted early.
The tricky part comes after the casino. Turning a Perfect Money balance into money in your bank account usually means going through a third party exchanger, and that adds both cost and risk. Pick one with care, and send a small amount first before trusting it with a bigger sum.
Each transfer to a merchant or another user carries a percentage fee, and your account level decides how big it is. The wallet fee is only part of the bill, though.
| Cost | Rate | Cost of a EUR 200 deposit |
|---|---|---|
| Transfer from a Normal (unverified) account | Around 1.99 percent | Roughly EUR 4 |
| Transfer from a Premium (verified) account | About 0.5 percent | Roughly EUR 1 |
| Exchanger spread when funding or cashing out | Varies by exchanger | Often more than the wallet fee |
Throw in a conversion when wallet and account currencies differ, and the real cost can end up well above the headline percentage. Compare the whole chain, not just the transfer fee.
One feature you will not find at most wallets: you can turn a chunk of your balance into a voucher code, known as an e-voucher. Whoever enters that code gets its full value credited to their own Perfect Money account.
Some players skip funding the wallet directly and buy these vouchers from exchangers instead, redeeming them just before a deposit. That works fine as long as the seller has a long and clean track record. An unknown seller with a great rate is the classic way to get burned here.
Treat every voucher code as cash in your hand. Never paste one into a chat, and never hand one to someone who says they work for support.
Let me be fair to Perfect Money: lacking a big-name regulator does not make it a scam. But it is not licensed by the FCA or by any EU authority, and that changes what happens when things go wrong.
You get no deposit insurance, no ombudsman to turn to and no chargeback option. Reviews of the support team are mixed when it comes to response times, too.
Strictly as a transfer tool. Only the amount I intend to play with goes in, and winnings leave soon after they land. It is not somewhere I would keep savings.
Where a regulated wallet is available to you, it is normally the safer pick. Skrill, Neteller and MiFinity all hold licences and are taken at a huge number of casinos, and at international sites Jeton and AstroPay are strong picks too.
Many players originally chose Perfect Money because it is offshore and flexible. A fair share of them have since switched to crypto directly, which a lot of the same casinos already accept.
Yes, a number of international casinos accept it for deposits and withdrawals. Check each casino’s cashier before signing up.
Usually yes. Casinos that accept it for deposits tend to pay out to the same wallet.
About 0.5 percent per transfer for verified accounts and around 1.99 percent for unverified ones.
It is registered in Panama and not licensed by a major financial regulator, so protections are limited.
No. The service does not accept customers from the US.
A code representing part of a balance that can be redeemed into any Perfect Money account for its full value.
Every method we have tested at a licensed casino, with the deposit floor, the payout route and the cost written out for each one.
81 methods
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