Apple Pay turns a casino deposit into the same double click you use at the supermarket. You choose it in the cashier, look at your iPhone or press the button on your watch, and the money is in your balance before the page has finished reloading. Behind the scenes it is still your Visa or Mastercard paying, but the casino only receives a one time code instead of the card number.
That makes it one of the quickest and cleanest ways to pay in on a phone. It also brings the rules of the card behind it: your bank decides whether gambling payments go through, credit cards are banned for gambling in some countries, and Apple Pay itself does not take withdrawals, so your winnings need another route home.
Below are the casinos we rate for Apple Pay play, followed by how the deposit works step by step, what the casino sees, how payouts are handled and where Apple Pay can let you down.
Reviewed byFred AndersonCan you use Apple Pay at online casinos?
Yes, at a growing number of casinos, mainly for deposits. Apple Pay charges the debit or credit card stored in your Apple Wallet, and you confirm the payment with Face ID, Touch ID or your passcode, so the casino never sees your card number. Deposits are instant and usually free. Withdrawals cannot be paid to Apple Pay itself, so casinos return winnings to the underlying card, a bank account or an e-wallet. Use a debit card, make sure your bank allows gambling transactions, and check the withdrawal options before your first deposit.
Apple Pay has no balance of its own. It sits on top of the cards you have added to the Wallet app on an iPhone, iPad, Mac or Apple Watch, and when you pay a casino with it, the money comes off that card exactly as it would otherwise.
Apple introduced it in the US in 2014 and began rolling it out in Europe the following year. Nearly every major European bank now supports it, and casinos have been adding the button to their cashiers at a steady pace, mobile first.
An Apple device and a card from a bank that supports Apple Pay. That is the whole list. On Android the equivalent is Google Pay, which does practically the same job.
On a phone, I do not know of a faster way to deposit. Here is the whole process.
On a Mac, stick to Safari. There you confirm with Touch ID on the keyboard or approve the payment on your iPhone, while in other browsers the button often fails to show up at all.
Adding a card to Apple Wallet creates a device account number that stands in for your real card number, and every payment carries a fresh one time security code. The casino takes your money without ever seeing the actual card.
That has practical value. If a casino or its payment processor were breached, there would be no usable card number sitting in the data. You also never key card numbers into a web form, so a typo or a fake payment page has nothing to work with. And because approval needs your face or fingerprint, someone else holding your phone cannot pay.
Do not mistake this for privacy, though. The deposit still shows up on your card statement as a normal card payment, normally under the casino’s billing name or that of its payment processor.
Every Apple Pay player should know this before the first deposit: Apple Pay cannot receive a withdrawal. Money goes in one way and comes out another, always.
Many casinos return winnings to the card you had in Apple Pay, often by refunding your deposits first and sending the rest by another method. With some banks those card payouts arrive quickly. With others it takes several banking days.
Expect to be offered a wire to your bank or a wallet registered in your own name. Look at the payout options before paying in, so you are never sitting on a win with nowhere to send it.
Underneath the fingerprint, it is still a card payment, and every rule attached to that card still applies. Some banks refuse gambling transactions outright, and many let you switch on a gambling block yourself.
Credit cards are the other catch. The UK has banned them for gambling since April 2020, and that ban covers a credit card stored in Apple Pay just the same. Other countries have comparable laws or bank policies, which makes a debit card the dependable choice.
When the payment sheet fails at the final step, the decline almost always came from the bank, not from Apple. Try a different card, or check your banking app for an active gambling block.
Apple takes no fee for Apple Pay payments, and most casinos add nothing to deposits made with it. Any charge you meet will come from your bank.
Some issuers put gambling in the same bucket as withdrawing cash. Put a credit card behind Apple Pay and you may pay a charge on top plus interest that starts ticking immediately, one more reason to keep a debit card at the front of your Wallet.
Casino minimums for Apple Pay usually start at EUR 10 or EUR 20. The maximum is whichever is lower: the casino’s own limit or the spending limit on your card.
This is where Apple Pay quietly beats the e-wallets. The casino processes it as a card payment, so in most cases it qualifies for a welcome offer exactly like a Visa or Mastercard deposit.
Not always, though. A handful of casinos list Apple Pay separately in their bonus terms and some exclude it, but excluded methods are named in those terms, so a quick read before depositing settles it.
Watch the figure on the payment sheet. A deposit a few euros under the bonus minimum will still go through, just without the bonus.
Which method suits you depends mostly on your phone, and on whether you care more about getting money in or getting it out.
No. Apple Pay cannot receive withdrawals. Casinos usually pay back to the card behind Apple Pay, or by bank transfer or e-wallet.
Apple charges nothing and most casinos add no fee. Some card issuers treat gambling as a cash advance, which can cost extra on credit cards.
It depends on where you live and on your bank. In the UK credit cards are banned for gambling, including through Apple Pay. A debit card is the reliable choice.
Usually yes, because it is processed as a card payment. A few casinos exclude it, so check the excluded payment methods in the bonus terms.
Most often your bank blocked the gambling transaction, or a gambling block is active on your card. Try another card or check your banking app settings.
Yes. Payments use a one time code and need Face ID, Touch ID or your passcode, and the casino never receives your real card number.
Every method we have tested at a licensed casino, with the deposit floor, the payout route and the cost written out for each one.
81 methods

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